India is a country with massive population. However , a great population will also mean poorer living conditions leading to higher death rate. Thus , there is a great percentage of Indians with life insurances and policies. The following are a few reasons for the rapid growth of the Indian life insurance sector: a) Poor living conditions and lower life expectancy: The life expectancy of an Indian is 64.8 (Survey 2009) which is pretty low. Thus , due to less expectancy , there is no predictability which leads to people opting for life insurance policies. b) Growth in software industry: The bustling software industries in India have encouraged the use of the web for searches. This results in the use of online life insurance companies leading to more and more people using the user friendly interface rather than pen and paper. c) Availability of Manpower: Due to India being a densely populated country , more manpower is available for the growth of the Indian life insurance sector. For instance , the sector requires mainly manpower for salesmen to move from door to door and introduce the various policies of companies in different households. Such manpower is easily available in India. d) Developing economy: With India’s rapid economic growth , there is high awareness in people about the advantages of best mediclaim policies and schemes. Hence , people and now ready to invest in securing their futures.Online life insurance companies have now made it a lot easier to select and pay the premium for their different schemes. Now , with the exponentially growing need of people to get their life/health/property insured , a number of companies have started growing and thus , there is a great increase in competition. More and more companies have now started their online policies which also includes the Indian life insurance sector. So , now there is a wide variety of companies and policies to choose from. This has also resulted in a decrease in premium. Hence , life insurance policies can now be availed by middle-class and upper middle-class men in India. Another important insurance are mediclaim insurances. This is because along with security , the best mediclaim policies also provide tax benefits. Since every working man in India has to pay his taxes regularly , a tax benefit relieves a great amount of load if a person has a mediclaim policy in his/her hand. Also , one must keep in mind that one must choose the best mediclaim policy suited for him or her. Insurance policies and mediclaim policies are just a way of being prepared for any damage or loss to ourselves or properties. An uninsured belonging may end up much more to repair and not having medical insurance would lead to piles of hospital bills and prescriptions which may jeopardize us financially. However , a property or an accident insurance in these cases would allow us to be relatively less tensed and we could pay our bills without bringing upon financial instability.However , choosing the best mediclaim policy plays a highly important role as we must have an idea of what kind of scheme suits us best. The growth of Best mediclaim policies provide us with querying to the customer care and providing with advisers in case of doubts and opinions.