If you are new in Dubai and you would like to find out how you can secure a good business loan then you are reading the right information.If you are new in Dubai and you would like to find out how you can secure a good business loan then you are reading the right information. We will look at the various loans in Dubai financial institutions and what is required of you so as to be eligible for these loans. Incase you are planning on going for a holiday , shopping or a business trip then UAE credit cards are also available. You should get one to avoid the dangers of being robbed or mugged while carrying cash. With the over 25 Islamic finance institutions in Dubai almost every bank will be willing to assist you with all your financial needs including how you can obtain loans in Dubai. There are a variety of loans offered by Islamic finance institutions in Dubai. Personal loans are basically given to persons who are employed and whose employer is an approved client of that particular bank you wish to acquire a loan. Other loans in Dubai are auto loans and home loans. Auto loans have a lower interest rate and are acquired if you want to purchase a new vehicle. Home loans , as the name suggests are acquired by those who want to buy new homes. They are of much higher amounts as compared to car loans in Dubai. Also , they require much more paper work before they are approved.UAE credit cards greatly reduce the risk of misplacing or losing your money while in Dubai but misusing them can cause more harm than good. The Islamic finance institution from which you obtained that card requires you to pay off in full all the purchases you made using your credit card during that month. If you do this you will have a good credit score and a better chance of benefiting from the loans in Dubai.In order to adequately compare loans in Dubai you need to understand that in addition to interest rates there are other additional costs in form of taxes , commissions and other underlying bank charges that you have to look into. There are a number of websites that provide loan comparisons of different loan products offered by various Islamic finance institutions. Ensure you know the right option as this will help you in choosing the loan that meets your needs best.Before you apply for any of these loans or UAE credit cards in Dubai remember that it is your right to negotiate with the bank for the best deals. Given the many Islamic finance institutions in Dubai , competition for each to remain in business is high therefore each offers lucrative deals to the borrowers. Always project your loan as a low-risk to the banker because by doing this you will be increasing your chances of acquiring that loan. Remember that dressing and talking professionally can go a long way in ensuring you get that loan. It is also wise to anticipate the kind of questions that you may be asked and to prepare your answers that will be used in reply to the queries. Have the necessary statements and solid proof to support your answers. This will go a long way in ensuring you qualify for the loans in Dubai and also obtain the UAE credit cards.