When it comes to getting a college education most people can agree that the costs can be staggering at best. Even the least expensive colleges in the nation can add up over a four or five year period of time creating crippling debt for those who do not qualify for some of the better grant … Read more
Personal loans can offer individuals a way to have the funds for an array of uses. Some are necessary while others are for pure enjoyment. It is important that you consider the financial obligation that comes with personal loans. Too often , individuals access money quickly then struggle to repay it. If you don’t have … Read more
State Bank of India (SBI) would try to increase its market sharein deposits and loans, without taking a hit on its margins andprofitability, said Pratip Chaudhuri, the bank’s newchairman.“There would not be a significant shift in gear. But wewould like to reassess business areas in which the bank experiencedstress (non-performing assets). The bank has a … Read more
Bridging loans are often viewed as a very useful option to haveduring the sale and purchase of home, and in many cases theypresent the only option to ensuring a sale goes through on time orsecuring that dream home. This is especially true in times ofeconomic uncertainty and the slow down of the property market.There is … Read more
The number of credit cards incirculation fell below the 20-million mark in March, as issuerscontinued to cull inactive and defaulting accounts and focusinstead on increasing spends.The country’s credit card population fell to 18.3 millionas of end-March from a peak base of 28.3 million in April 2008,according to data released by the Reserve Bank of India. … Read more
Record subscriptions for the Coal India initial public offer(IPO) from retail investors have made people, from finance ministerPranab Mukherjee to company chairman Partha Bhattacharyya, happy,though some financial advisors are a worried a lot with theleverage the salaried class is taking to get a share of thepie.India’s biggest share sale received 17 timessubscriptions, or $55 billion, … Read more
Reputed travel portal Yatra.com offered a special 30% discounton hotel bookings and travel for ICICI credit card customers.As per the scheme, the customers can get the mentioned discountwith a ceiling of Rs 1,250 on hotel and holiday bookings forPlatinum and Titanium credit cardholders.Similarly, the holders of Gold and Silver credit and debit cardswill also avail … Read more
HDFC Bank, India’s second largest private sector bank,inaugurated its landmark 2000th branch at Mangaliya Sadak in MadhyaPradesh. Mr. Bharat Shah, Group Head, HDFCBank inaugurated the branch.Mangaliya Sadak is a village near Indore, and is a richagricultural zone in the district.The new branch will offer its customers world-class bankingservices under one roof ranging from basic services … Read more
Most of us using the web have faced at least once the situationwhen we are in severe need of money. But situations become worsewhile we don’t have enough in our debit card, or if scenario istotally against our fate, our credit cards may have reached theirtop level.Sometimes it happens that the deadline of repayment of … Read more
With the economy throwing most of our budgets out of gear, ithas become difficult to manage your regular expenses with the moneythat you might be making. Hence, there is a need to ensure that youcan make the monthly payments without running into debt. Sometimes,there might be an unfortunate sudden expense that might end upcosting you … Read more